We've got something where we're in a great position - to see long term appreciation on the asset - and cash flow throughout the term - it's a win already - but really something I think in 10 years we look back and are amazed at.

Either way it is a win for you and a win for them.

Discount points are paid to everybody "wins" (I can't really explain it, but if want to chat send me a message and we can discuss as best i can how the bond market works).  6 months doesn't quite make the cut, but I'm sure its a compromise as a consumer protection, getting to the 1yr owner occupation requirement, and allowing an owner to potentially resell (lets face it, you can't effectively "disallow" somebody from selling).I think the guildines to 6 months on Title is to protect the lenders and the secondary market. 

I have a lot of experience with seller finance (just closed on one this week) and the only ones that work are ones where both buyer and seller win.

@Johnny ScottYour better ever would be to network with people in your local area through investment groups to know who the players are.

If you got the same finish (SS, black, whatever) but went with the best they had to offer from a reputable used/refurbished appliance store and saved $1,000 that seems like a win-win.

The talking heads in stock investing were doom/gloom (regardless of who would win 2016), claiming it might be time to take ones earnings and winnings off the table. 

When you exit a deal, what normally ends up happening (like Tom Brady keep winning more Super Bowls) is that you go into two more deals (with now double the amount of capital) and you will likely find that with those new K1s you could result in you having way more passive losses you began with If you can see where this is going... yes, experienced investors with a lot of capital deployed might have 500k-1M+ suspended passive losses and have not paid taxes in years and do not appear to pay taxes for years!

(Probably 5k other posts on this in the search box)This is definitely a team sport so you'll need to surround yourself with the A-players who can add immense value during these crazy times. 

Call around and speak with other agents in the area and inquire what they're seeing, how are they winning deal for their clients etc.