I own a portfolio myself here and work with clients every day to find the right properties for them. 

Learn you're local laws to ask the right questions too.

This is definitely the right way to do it.

Seller consents to give Buyer the right to post the property on any websites, including but not limited to the Multiple Listing Service, for the purposes of pre-marketing the property or to gauge the interest of financial partners, contractors, or assignees from Buyer’s network."

Good luck in choosing the right one for your business.Take care!

@Mohit GadkariYou can make any market work with the right strategy.

So could I just use my HELOC to pay off the card right before they report my balance to the credit bureaus each month? 

Posting the same question in multiple forums.After reading through, I learnt the lessons and applied it as regards questions I would normally ask about my interest in wholesaling as a strategy to starting in the Real Estate Industry, I realize a whole lot of persons had same questions and I learnt from the Responses on the various discussions.It also changed my perspective in the way I approached the vets in the house, right now I just want to connect, I mean we are seeking financial freedom and for most of us that is time to do what we want and if I don't have regards for your time by being valuable to you, then I don't regard you enough.

You're on the right path! 

All you'd need at that point would be RE attorneys for the contract and formalities.To find recommendations on seller financing deal structure, I'd start right here on BiggerPockets by using the SEARCH feature and playing around with different keywords i.e. owner financing, seller finance deal structure, seller finance terms, owner finance terms, etc.All the best!