Lender giving me 140k I'll be in the deal for like 38k out of pocket. $3,500 in monthly like 900 in postive cash flow. 

You can also try the state forums here in Bigger Pockets. 

Welcome to Bigger Pockets and congrats on starting on your adventure.

There was minor damage to the house that I paid out of pocket to fix.

Real Estate Blog and Website to Comply by May 25.I just published an article here in Bigger Pockets Blogs explaining this new law. 

Hello bigger pockets members,I am looking for a quality skip trace website to locate potential sellers on abandoned properties I find while driving for dollars. any suggestions?

I attended the FHA home owners education class and received the certificate of completion, so I am working with the lender on the 3.5% down and down payment assistance, so I have less money out of pocket and can focus more of my funds on renovation and increasing equity.The properties I am looking at either have basements that are finished, or basements that I can finish myself to rent out separately either on a month to month basis, or as an AirBnB, or they have detached garages that are big enough to convert to a studio, or AirBnB. 

Sure, ask the seller to come out of pocket for the $130k difference so that the rest of the mortgage balance and agent commission is paid. 

I am very new to the Bigger Pockets web site and podcast and have really enjoyed it.

I've been on the Bigger Pockets for a while but not really active on any of the forums (until now).I'm a full-time scientist and I actually really like what I do.