Each could act with autonomy re: development and financing.

Any land held for potential appreciation, for farm usage, for its raw materials,  or for potential future development can qualify.

We also want to convert Airbnb guest to future direct booking guest by giving them our direct booking info and telling them they can save money next time.As far a payment, I agree with @Dan Thomas.

Data reveals that banks have bolstered reserves for office debt, maintaining elevated reserves to cushion potential future losses.

I would suggest not trying to re-invent the wheel.

If your co-worker is open to discussing the issue you should write down your questions and then ask to set up a time when you can have an uninterrupted conversation.  

RE is nothing but math, do the math and see which worksGood luck 

RE: Russell Brazil You may be assuming that I'm doing this without cooperation from the owner. 

If the answer to this question in "None" always put a seller take back statement in your offer - this will re-open negotiations.* how much cash above the mortgage would seller accept?

In particular, I've found some T12 leave off expenses such as property management fees (on smaller buildings), turn over expenses (to re-rent to new residents), and realistic maintenance expenses per unit - just to name a few.