I would strongly recommend looking at the BiggerPockets lender finder since all those lenders are familiar with the investor mindset even if this is for a primary residence :)https://www.biggerpockets.com/business/finder/lenders

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

I appreciate all of your help in advance.Thank you!

In fact, since the pandemic and inflation hit, the 2% Rule seems to have all but disappeared in all real estate discussions and been replaced with the “1% Rule” in this tighter market. 

I'm currently soaking up all of the knowledge I can and I'd love to make connections! 

I would agree with @Jay Thomas that all 3 cities and the other big cities in Texas are all experiencing growth in both urban and suburban areas. 

She rented them out, occasionally sold for the appreciation, and bought more ... and more, and more.Successful and happy by any standard, real estate enabled Abu to buy her own home and homes for all six kids.

It seems most, if not all, do require it unless you're looking for a corporate business card.

In my research, default rates are pretty high amongst 401ks loans. 5) If you leave your employer and want to rollover your remaining balance to an IRA to be able to invest in real estate, known as a self-directed IRA, you have to either A) Payoff the loan first, or B) When you rollover funds, the loan balance will be immediately distributed to you, thus taxes and penalties, and you forfeit all that tax-advantaged money back in the account. 6) 401ks are generally covered under federal ERISA rules, which affords you additional creditor protections, from outside of the 401k judgments.

Not all but lots of them.