I have installed all new central AC units from this single vendor which I like; for 4 of my properties.  I have a bi-yearly contract with them to maintain the units and they currently have a new policy where they chec...

Trying for 100k-110k.I've never done anything owner financed, so my question is what's the best way to set the deal up that benefits me the most and will allow me to pull a mortgage as soon as possible. 

And 12 more from marketing efforts.I'm sure these numbers are going to need to be adjusted.

If you died in a accident tomorrow would you be happy having sat on your money or would you rather have benefited from it.

That way if any fees , taxes or liens are deducted from proceedsthe numbers will adjust accordingly and automatically.

There is some benefit of HOA, but better on cashflow if not, and you take care of grounds yourself.

However, I do wonder if there is some sort of intangible benefit to hiring him, since that also would presumably incentivize him to keep looking for deals for me (as opposed to spurning him for another PM)?

If that 0.1% difference does exist, that agent should be able to explain what that coverage is and how it benefits you when you have a claim.

I was curious if people think this is a benefit or detriment to wholesaling?  

This would be our first adventure into house flipping and we like the specific details of the neighborhood and it's potential but are unsure if the house already being gutted is a benefit or not.