If you keep the popcorn ceiling, a coat of ceiling paint will do wonders to lighten it up.Position the ceiling fan so it is over a table and you won't have to worry about banging your head.

Have more money to bring to the table

This is how i built my team I give them goals and plan, than say how can you make this happen for me, what can you bring to the table if im bringing my business.

A cool convertible game/card/bumper pool table.

Do I just need to pay down the additional equity or possibly the new income will help the value allowing me to pay off the owner the down payment without bringing cash to the table?

As I am writing this some countries in Europe ( I believe Denmark for example) already has negative interest rates for mortgages taken out, not just the fed rate.So first the practical question:Anyone have a pointer to a tool which can calculate amortization tables with a negative interest rate .

@Peter T.I know, I'm a bit unfiltered, It comes from raising too many kids, One day I'll write a book, It won't sell, but it'll give me something to level the kitchen table with.

I can't help but feel there is lots of money being left on the table, with the obvious caveat that risk would vary by strategy.

My business partner and I brought several skills to the table in the sale of this investment.

Being that I'm trying to break into building my business credit so that I can have not only HELOCs, but lines of credit in general, I would like to come to the table having as little debt as possible against my business.