I'd prefer the HELOC because it's "reusable" but the variable interest rate worries me given the current rate environment.

The benefit being you can prioritize great schools and a suburban subdivision environment and still be a short drive to the city for night-life, culture, etc.

Having numerous exit strategies in a constantly changing regulatory & tax environments.

Not as realistic nowadays in today's environment though.

I want to thank the BP community because the little success I have comes from reading the books you write, watching the videos you produce and through the general networking environment you provide through the website, great job on all of this! 

i do see the logic in that, but assuming tenants will pay down a mortgage is a pretty big assumption, especially considering the new environment were in. paying it down sooner minimizes the window of time that a risk of vacancy could ruin it. think about it, what if the cdc extends the moratorium to June 2021?

They are not there to be a pain, but they do want to make sure it’s a safe living environment.

I understand there is work that I have to put in but the work environment and culture is also important to me. 

I lived there for college and you could not ask for a better environment to invest in.

There must be other options, of which I don't know - any insight to the lending environment after 10 loans would be really helpful, thanks!