I really hope other new investors take the time to read what you shared.

I will continue to share this so no one else gets scammed and left in debt with no deal closings.

Title companies who don't have an attorney in-house would be left out -- you can't share attorneys fees with a non-lawyer.Plus FNMA is referring in their numbers only to the lenders coverage.

Usually, self employed hide money by not taking a "salary" but taking a "draw" / profit share.  

If you dont mind me asking, can you share the zip code where you have the properties in Modesto or Turlock?

Looking forward to learning from all of you seasoned investors and sharing my journey as I embark on this new adventure.

Shared internet can be hacked.

I've never had a problem with someone who didn't want to share their opinion!

Thanks for sharing your story and joining our community.

A couple other points to mention would be that someone could purchase up to 5 investment properties with this loan structure if they qualify, and that this is only available for SFR, not MF properties.It might help if I shared exactly how I personally used this portfolio loan to advance my investment goals.This is one of many unique lending options available today that is good for investors to evaluate if it fits their goals.So here is what I did:After running the numbers of putting 25% down on one investment property, I chose to purchase 5 similar properties with the same 25% down.