Most of you probably have and that is what a is called a trigger lead.

Maybe a house hack/live in flip.I'm not aware of your markets normal appreciation though, so do take that into consideration.

As far as should you, blended rate is your answer right now you are paying 2.99% on $390K and 12% (a guess) on $285K. so:((285,000*.12)+(390000*.0299))\(285000+390000) = 6.8%So ignoring a few other considerations (payoff timeframe, closing costs etc) if you can get a refi for less than 6.8% then it may be worth it...

It's definitely something you should consider pulling the trigger on

The new owner bought the house after I purchased my land, and he might not be aware of these encroachments.Is there any risk for me, such as the possibility of acquisitive prescription of a part of my real estate after years, especially if (theoretically) the neighbor incurs considerable expenses for e.g. asphalting his driveway? 

However, if you prefer to make a single payment due to cash flow considerations, that can also work well, especially if you can make it substantial. 

Here’s what a 'co-ownership consultation' would look like:- We review an active listing of your choice to:- Build a cost-of-co-ownership model for the property which includes:- Individual ownership and ongoing cost assumptions- Modeling potential rental income for short-term rentals- Modeling financial outcomes from various exit scenarios- Tax benefits and considerations of shared homeownership- Pros/cons of different ownership structures (joint tenancy, LLC, tenants in common, etc)- Talk through the legal agreements (I am not a lawyer and this is not legal advice but I do have extensive knowledge about TIC and other co-ownership agreements)- Briefly discuss some of the ways AI is making the work that goes into successfully managing a shared home easierIf you're interested, here's what I'm asking:- You’re a U.S. citizen or permanent resident interested in co-owning in the U.S.- You choose a property that’s actively listed and something you'd realistically be interested in co-owningShoot me a message if you're interested and open to 30ish minute chat.Thanks!

After careful consideration from our financial department, we have decided to return your holding deposit and not proceed with the lease.

A couple of considerations that differ would be these off the top of my head:Take a look at the septic system.

He's brought on his own attorney, another business owner who ensures if the 'due on sale' clause is triggered when buying subto that he takes care of all the paperwork with the bank and title if needed, etc.The knowledge sharing is like no other.