It also puts your agent and lender in a tough spot where it could be a perceived "fraud for profit" and they could lose their license and face time/penalties if they knowingly cooperate.

Is there a pre-payment penalty?

Readers should seek professional advice.

I’m seeking your expertise and networking guidance.

Readers should seek professional advice.

The best way to feel out the type of lender you will be dealing with is by seeking referrals and communicating directly with them during the origination process.

@David MartoyanGreat question—it’s a challenging time for BRRRR, but there are still opportunities with the right approach.Prepayment Penalties: I plan to keep my BRRRRs for 5 years or more.

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So you seek info to assist your pre-determined narrative that there dumb, bad, and doing wrong.