I do share my commissions for referals as well.

I'd recommend speaking to a referred lender to help you understand all of your options.

Some counties in Indiana would refer to this as an Accessory Dwelling Unit. 

We're wondering about various what-if's though, such as what if the people tear up the place, what if we don't want to rent to someone in particular due to references or credit or pets, etc.

Would love some actual reference to data if you have it (not anecdotal). 

I am definitely referring to a house that was already insured as a rental, not as a primary residence.

Being nice to lazy investors, just rewards bad behavior and doesn't push them to be more resourceful - and hence more successful.It is a free country though, so best of luck with your approach:)

Can you put one on Houfy or similar site.You can always have one on YouTube and reference the link.

for certain data like price per square foot I've found you can tell them to reference websites holding the data.So far ChatGPT seems pretty good for this purpose but I'm curious to see how Elon's superAI pans out.

In reference to the recent bubble burst as an anomaly and not the rule, you can still safely assume that real estate prices will continue to climb over time even though more modestly than in the past.