Also I should make it clear, I am really not all that successful of an agent, I'm not pulling down huge production numbers, but I'm also not really interested in sacrificing quality of service for volume and Ive not yet figured out how to scale in my way yet...but I've been at it about 3 years full time, so I'm still working it out I feel.  

I'll be ramping up my lending activities in the years to come.There's no shortage of demand when it comes to financing so I'm not sure why lenders offer these high LTV products either.

My focus this time around is working with a reliable team and delivering a quality product.  

That alone should tell you that they do not stand behind the product.

When you add books + podcast, your time in the forums here learning, AND in-person networking and relationship-building with real-life real estate investors, you will gain more confidence in the reality and soon be in the starting lineup.

This is more of a commercial product I mentioned.

Each lender will have to follow Fannie/Freddie guidelines unless it's a portfolio product.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Conventional, FHA, and USDA all have products with very low downpayment options and government-subsidized rates for first time homebuyers who have a normal income.

Well that just happens to be where the majority of loan products offer the lowest rate available.