It saved my quite a bit on interest costs.

I've separated out electricity but not water (never heard of sewer being separated) and I've always had separate gas meters on my properties but have separated the heating system on one.

@Lulu LueHUD has 2 online databases of lenders showing which ones have the most experience with 203k's. 

What if I like a banker but another bank is offering better terms on the first couple deals? 

Any recommendations on the most efficient way to track your time when classified as a real estate professional?

Today I would probably figure out to make money online with AI, that's an opportunity that did not exist in this form.

If not, you may not even be able to finance this on a conventional loan.

The advice I would give as a lender are these few options if you both are on mortgage.

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

I’m mainly focused on the ATL/GA region but am open to exploring other cities too.A little about why I'm here: I’m an engineer by day and a real estate enthusiast by night.