got it, but the business entity in question wether LLC, corp, or whatever the case... does it need to be 100% owned by my wife since she can position herself as "full time" investor as I'm a full time W2 employee currently. 

My very limited understanding is that the mortgage being in your individual name and you operating the property through a single-member LLC makes piercing the corporate veil fairly easy and that insurance coverage is typically a better protection plan.

Now I'm screwed with debt that a solid corporate job can't help me out of.

HI Shivani,Each individual property would be calculated separately based on when you purchased it (tax returns or lease agreements used either or or both in some cases) which the lender would subtract from the monthly PITI or mortgage obligation/taxes/insurance/assessments/etc.All the rentals whether positive or negative would then be added up into one number (net net).

There are a lot of tricky rules around this, and I believe Freddie either just changed or will be changing very soon to require 1 year of property management/landlord experience in order to count future rental income when buying a new property.2nd question: All debts in which you're obligated, regardless of whether they report on your credit report, are considered in DTI.

The real estate agent is suppose to be representing the interests of their buyer so to say that they won't show them a property because the seller isn't using an agent seems like a violation of that fiduciary obligation.

I think it is market dependent.Our first STR was a beachfront mansion in foreclosure and the owner was happy to oblige and rented us the house for $5,500. 

I’ve done 2 subject-to deals and one corporate house hacking myself this year.

Weddings, corporate retreats, and special events might help fill those slow months and boost your revenue during off-peak seasons.6.

What does LLC or c corp or s corp really protected from then?