Especially if you're doing enough volume to get good discounts on products.

I mean come on!

I've separated out electricity but not water (never heard of sewer being separated) and I've always had separate gas meters on my properties but have separated the heating system on one.

My question is: how do you do that and comply with Dodd Frank, which imposes numerous regulations if you finance more than 3 properties per year to consumers who will reside in those properties?  

I love being on the other side charging everything possible on a credit card but there’s no reason to accept them.

@Lulu LueHUD has 2 online databases of lenders showing which ones have the most experience with 203k's. 

It saved my quite a bit on interest costs.

Today I would probably figure out to make money online with AI, that's an opportunity that did not exist in this form.

What if I like a banker but another bank is offering better terms on the first couple deals? 

If not, you may not even be able to finance this on a conventional loan.