I would have an expert look at it to determine if this was due to dirty filters or just a general mechanical failure.

Insurance is saying it can be only covered under sump pump failure which is $5k only.

Nice kitchens and bathrooms are great, but if all the mechanicals are old, electrical is outdated, and its all made up of plaster walls, you might as well gut it. 

Usually we end up replacing ranges due to cosmetic issues more than mechanical.

INSTEAD we ended up spending HOURS on the phone with EVOLVE over multiple failures to deliver, incidents with destructive rowdy underaged guests, and now EXTORTED FEES for cutting bait.

If you don't remember anything I've said in this post remember this, "Success and Failure begins and ends with YOU.

Unless, of course the “expert” in question is someone with little real estate knowledge, no track record of success and multiple failures in their background.  

I didnt know we got ANY E55 AMG saloons in the states....good to know.As an ex race car engineer and ferrari challenge mechanic I spend some of my income on cars.

Unless you're on site and mechanically inclined I would stay away from it.  

Gas station employees, mechanics, landscapers, and many others work in close proximity to petroleum products on a daily basis for decades and they don't experience health issues as long as they observe basic safety measures like washing their hands.