Louis for the hard money loan.

Further context, I have zero debt, high 700s credit score, one other investment property here locally. 175k in cash available, looking to do DSCR loans or cash and then refinance.Peoria, Illinois- Great need for lower income housing, market appears to have many options.Lawton, Oklahoma- Looking only at extremely cheap properties, as it seems it’s not terribly hard to find renters.

My advice would be go for the most they will loan you as long as you're in an appreciating market and you can find a value-add.

I've also assumed VA loans where little cash was used (seller had low/no equity).

I have tried to get quotes for these properties and I haven't found a company that is willing to insure me because I have open claims.

Hey Patrick, This would be a DSCR loan.

All this is stuff other wholesalers and off market companies invest in to find deals (like me).WORK ETHIC: be honest with yourself...how willing are you to go down this road?

There are companies out there who will review a file for you (for a fee) and be able to tell you what was changed on the document? 

Kyler, call your a couple of insurance companies and get a formal quote so you can take this back to the seller.  

Hello everyone, I am reaching out to the BP Community for suggestions.My Portfolio100% owner of 7 SFH PropertiesGP in about 30 SFH properties(of which I own somewhere between 25% to 50%)All but two properties are managed by a PM CompanyNet worth of the above is about $2,000,000 - $2,500,000My IssuesI have many SFH's - Which take up time(Currently spending time paying property tax and insurance, requesting quotes on insurance policies and overseeing the PM Company(approve rent increases, approve renovation projects, etc).They also take up head-space(having to remember property addresses, remembering when property taxes are due)(I have reminders/systems but something I would like to reduce)Goals1) Spend less time on Real Estate2) Free up head-space2) Make $240,000 annually from real estate(Which I think is not to hard if I can increase my net worth and can get an 8% return)Possible Solutions1) Sell all the SFH's and buy 4-Unit Properties to take advantage of conventional financing2) Sell all the SFH's and buy one large apartment complex3) Sell al the SFH's and invest in syndications4) Sell all the SFH's and purchase stock / bonds5) Continue to hold all the SFH's6) Any other suggestionsOther Considations1) Should I consider private notes?