We've had heavy rains the last month and I've had standing water in one part of my basement.

Many times these decisions are made against your best judgement, and the democracy of the HOA over rules.

By the time the reach inland areas it is a rain event with much lower winds.

The criteria we consider (in weighted order): verifiable rental history, income ratio, ability to maintain (income history/savings/assistance), credit score (judgement/collection thresholds) criminal history.

When it rains the runoff from the neighbors roof i believe is hitting my building and causing water to intrude into the siding.

I'm sorry not to get anybody excited, I'm specially talking about Alabama (Jefferson County to be more specific there was a lot of talk about changes in excess bids of Tax Delinquent Properties and they had a lawsuit judgement in 2007 and the county lost $28 million case for excess over bidsJust wanted to know if all s still the same with the Jefferson County Alabama allowing 15% of the value of the property to over bid the taxes owed and receive 12% int. on their entire investment when property is redeemed .Blessings to all,

The issue becomes many jurisdictions literally make a judgement call on whether YOU can pull the permit, some many require you to hire a 3rd party if you want to fix stuff like what you're describing. 

That's all assuming you can get a successful judgement against him.Honestly if he's a creep and not communicating, that may work in your favor. 

Did you receive a judgement in your favor?

Our hypothesis is bank turned the power off months ago, sump pump stopped running, water from heavy rains we have been getting has just been building and sitting over time, possibly 1-2 months.