Actually, tried to say something with fewer words.Rephrased, passive, not the right word, uninvolved to the adminstration and control of the company overall, but absolutely in control and active in thier account or cell/project/loan.

If another investor drives by a house with a car parked on the street, and a woman with a cell phone walking around the outside, they'll be looking up the property asap.

Most of my tenants only have cell phones anyway.

So, for a 4%, 30 year, $100,000 loan, you would put in:=PMT(4%/12, 30*12, 100,000)Really, I put the inputs in different cells and refer to the in the forumla.

The attendees are just wanting to get it done, adn are on the cell phones, texting, checking e-mail, doodling, doing nails...and the instructors are just giving the answers that will be on the test.Obviously this is painting it all with a broad stroke, but I think you get my point.

(Yes, you can call me a multi-tasker, been called worse.)I also just realized that a possible record was just set today, my cell phone never rang once!

There was a recent article (2-3 weeks ago) in the WallStreet Journal about real estate agents.

I've found some great papers on academic journal type sites.

They want you to text so they have your cell # and can call to give you the hard core pitch.

There was an article in the insurance journal I thought the members here might want to see.