That lawsuit is a claim for fraud, and that’s what fraud typically is...a misunderstanding and someone being “injured” and wanting to hold the other responsible for it.

A German relative was a heavy equipment operator that broke his hip while on the job. he was 45 years old when injured and sat on a waiting list for a hip replacement that never came.

That lawsuit is a claim for fraud, and that’s what fraud typically is...a misunderstanding and someone being “injured” and wanting to hold the other responsible for it.

Purpose for an LLC is to protect yourself legally in case someone injures themselves on the property. 

Hopefully, the owner has more than a $1 million or even a $5 million insurance policy.And what if you get into a car accident severely injuring a family of 4 in the other car.

I might advise increasing that to $500K or $1 Million as the cost difference should be negligible and if you do have a liability claim where someone is injured, the costs can escalate pretty quickly depending upon the severity of the injury. 

My second question is if I hire a traditional builder or developer to build on the lot which I own, am I better of from a liability standpoint to then deed the lot over to the builder (presumably so its on them if a worker is injured) and then have the property deeded back to me when done?

-Liability: If they get injured improving your property, and they aren't licensed, bonded and insure, their kids might come after you for injuries!

Someone living there 50% of the time means more wear on the apartment.6) The more people who live somewhere, the more people that could get injured and the more liability that there could be.7) Maybe he just wants all adults who live there 50% of the time or more to be background checked or something.8) Or, perhaps it's still #1 -- he's bored, nosy, or wants more rent.Maybe your landlord is worried that this girl will try to claim occupancy or stay there after you leave.

most investors do not know this, but if you hire a company to do work at your job site, and someone is injured and does not have work comp insurance, YOU are responsible for their injuries.