I purchased a rental unit and did some private funding in 2016, and I will probably expand this business by doing more deals.

Hi everyoneIdk how to feel about this.In 2021, I purchased a property that used to be a duplex.

Other insights to be gleaned from the stats: Cash purchases dominate more than ever, representing over 62% of purchases.

so, it could be ( am throwing out random numbers) a purchase price of $350K with $10K down, and then 30-year amortization at 6.5% with a balloon payment due in 5 years. 

Deduct NEW property taxes after you buyDeduct home insurance costsDeduct maintenance percentage, typically 10%Deduct vacancy+tenant nonperformance percentage(we recommend 5% for Class A, 10% Class B, 20% Class C, good luck with Class D)Deduct whatever dollar/percentage of cashflow you wantNow, what you have left over is the amount for debt service.Enter it into a mortgage calculator, with current interest rate for an investment property, to determine your maximum mortgage amount.Divide the mortgage amount by either 75% or 80%, depending on the required down payment percentage - this is your tentative price to offer.If the property needs repairs, you'll want to deduct 110%-120% of the estimated repairs from this amount.Be sure to also research the ARV and make sure it's 10-20% higher than your tentative purchase price.As long as the ARV checks out, this is the purchase price to offer.It is probably significantly below the asking price.

@Mike ReynoldsSeller financing is allowable for Solo 401k purchases.

@Wade Wisner -  Most of the notes that we purchase we keep in our portfolio and borrow against them with private capital.

I am currently helping a VA buyer purchase a home with an assumable VA loan in Skye Canyon.

Purchase in an international market for potential high returns?

I saw how that proposal is basically her giving me a 0% loan, but at the same time I believe that structure will avoid her taking a large loss (approximately 30k if she accepts a 300k offer).I do not know why she doesnt get a PM, I only share the facts of when she purchased it, the purchase price, and the reasoning she shared with my realtor as to why she is selling after such a short time period.