Like everyone said.Grab up @Avery Carl's first book - https://store.biggerpockets.com/products/short-term-rental-l...Then grab her next book which is available for pre-order - https://store.biggerpockets.com/products/smarter-short-term-...Seeing as you are new the STR business, these are great books to grab up and read.

I think instead, I'll just purchase what they call the "pre-protege" program.

This is exactly what's going on.Ask them to send proof of funds or pre-approval letter first.

Would love to have a chat with you about what you do outside of being a "realtor" and how you incorporate investing with your business.

Start by reducing debt, researching Houston market trends, and obtaining pre-approved loans.

Their questionnaire to pre-screen potential applicants meant to save them from wasting time showing the property to unqualified people.

Other reason could be a pre-payment penalty clause, or the lender does not want to inherit an early pay off. 

.- Pre-Arrival Messages: We send personalized messages to guests with important information for a smooth check-in.- Responding to Reviews: We take the time to reply to guest reviews, addressing any concerns and thanking them for positive feedback.4.

Hey John,Sounds like the answer would be to utilize a DSCR lender that utilizes either pre-established STR rental income (if you can prove with AirBNB/VRBO statements) or a few that are still UW with AirDNA or a similar STR income projection program.I am aware of a few still doing it at this time, and if you can show that you know what you are doing you shouldn't see much of a cut in LTV if at all.Happy to connect and see if we can help.Good luck!

I reached out to them and became pre-approved for a certain amount.