Also are there any accountants that could help? 

With that said, here are some questions I would ask myself about the situation: Historically, have the students paid enough in the 9 months to cover all the expenses associated with these properties?

Following this exchange, and after a few more callouts from Melanie, you appear to have downgraded your account on BiggerPockets, and gone inactive coming back only recently to respond to Melanie's post here. 

What if you lose your account?

The other hurdle many run into is that you need to have funds to close and cover reserves in a US based bank account.  

However, we are able to offer this type of financing internally with our own funds on a case-by-case basis, taking into account the borrower’s profile, the property’s condition, and the scope of work.

Do you use the historical selling prices to inform your offer?

Certainly not by liquidating their retirement accounts that just suffered an historic drop in value.Do you feel that Oregon’s bias against landlords is a temporary fad, or a permanent change that may even worsen over time? 

It’s more about:Have you invested in real estate for your own account and have you been successful at it?

The remaining 50K in my account?