But your heading says STR Insurance, and I don't know if the number of STRs will decrease by a huge amount because people will still vacation there. 

For the past few years, there has been consistent and rapid growth in the Jacksonville area.When it comes to Class B, C, and D neighborhoods, it's important to note that classifications can vary, and it's not always solely based on zip codes.

While the other would always have strong rent potential potentially reaching into the $3k if it is heading toward CA prices, seeing how Californians are moving here in herds.

Hey There @Scott Bogue - First just a heads up - YOU ARE NOT ALONE & YOU WILL PERCEIVER!

As for use as "finished space", a basement can add SOME value but typically the head height may be lower, it doesn't have large windows etc.

Emerging Market OpportunitiesOut-of-state investing lets you tap into emerging markets, which often experience rapid appreciation.

For them the focus is on rapid and easy expansion...4.

So part of the 40k pays for that service and over head. 

It’s so over my head now what they are asking me to do that probably won’t make a difference anyways.

Houston's market is growing rapidly, making it an ideal investment destination.