@Michael Baum @Grant Woodward @John Underwood @Bruce Woodruff @Terry Ouimet   @Andrew Street @Patricia Andriolo-Bull @Andrew Steffens @Jake Baker Appreciate all the valuable input from your experience!  

I will continue my due diligence process and you both have helped me gain more confidence with my decision to start working with Praxis.

ESPECIALLY if you’ve lived in any of them 2 of the last 5 years and can take the tax free gain. 

As I've learned from my experience, it's essential to consider this timeframe when planning and executing syndication deals.By carefully analyzing the real estate cycle and market trends, we can strategically time our investments for maximum gains.

Do they want the transactional expert or would a relationship be more valuable to them?  

I gained an interest in Real Estate while looking for a contractor that also worked with an investor that has rent to own home we worked for.

@Tom HallAt 7% if you can I would pay it down as investing it net after tax gains may not get you the 7% you are paying - so it’s less riskDownside is you lose liquidity of that money as it’s tied in your propertyIf rates come down in future you can refinance and even take some of the cash out.Regarding your question are rates coming down, a lot of factors come into play but right now it does not appear there will be significant changes to rates over next 3-6 months.

At a minimum, having viable plans in place for development will make these lots more marketable and valuable to potential builders when we have conversations. 

We do not factor in capital gains tax in our final net profit projection Hope that helps!  

Why This Matters: A Cultural Heritage Endowment Leveraging Time for Economic GrowthThe purpose of this initiative extends beyond creating affordable housing or financial returns—it’s about leveraging time, the most valuable resource, to create enduring cultural and economic value.