There are so many variables and some of the biggest misunderstandings come from regional variances on how these variables are handled (mortgages & financing especially).I had thought progressing towards multifamily and then commercial was the obvious path to follow, but one conversation changed it all.

Likely it is just a quit claim deed to your new name, however, also note that some states (ie MI - requires another form to be filled out and it changes our taxes - or can change them....).Get the help you need to make sure it is done right without costing you extra down the road.  

If you ever see someone offering terms that are too good to be true, you might as well just post your SS# and banking information on IG.

Have you ever been to McDonalds?

Changing jobs!

Your PSF will be much lower than it would be adding one small unit per lot.One thing to note is more than 4 units or more than one ADU changes the financing that is available.  

If you ever have a question or need advice, feel free to reach out.

4) Keep my money in a guaranteed savings account making 4.5%, until rates drop more or something changes, and the numbers are better to make a move?

If you meant the company specifically and not just the concept of pad splitting, be sure they are available in your area.

If you ever need help, I’m happy to assist!