And the interest rate is absurdly low in today's environment.

The metrics I'm primarily focused on are: rent appreciation rate, property appreciation rate, economic growth rate, unemployment rate on the macro level.

The terms are also similar to conventional investment property loans - 30 year fixed rate, 30 year amortization (or up to 10 years interest-only).

Do you prioritize cash-on-cash return, equity buildup, cap rate, monthly cash flow, or something else entirely? 

Conventional financing is a great place to start as the interest rates will be lower. 

With overall cooling rents, high mortgage rates, and chaos in Washington, I'm definitely being careful about what I buy this year.

This home has been highly operational with high rates of occupancy, bringing in anywhere from $500-$1500 a month in overage beyond our monthly expenses.

It is very easy to get google ratings up.

With rising housing costs and mortgage rates, many buyers see ADUs as a way to offset expenses by generating rental income.

Lenders or investors who have short lock up periods but have years of experience feeding their business with new capital would give me more comfort but anyone who is just starting and is promising a rate of return or return of capital in a set period of time would be alarming because they very well could be reliant on fresh capital to make good on that promise and that usually ends poorly.