“Your success is only because you started back in 2025 when prices were lower, it was easier, etc etc.

Some other other options to consider that may be easier, would be these: 1) Take your $840k and have a money manager at Vanguard, Fidelity or Schwab invest it in individual bonds at a 4-5% return. 

Duplexes are a little easier than 3-4 units with FHA since they don't have to meet self-sufficiency requirements.

I believe the best way to go about this would be to use your other metrics to find an STR target market that you believe you would like to work in first.

Targeting that small an audience will not be easy.  

Now I agree the 4 will cash flow better than one will but I also look at it from risk of 4 properties will have higher maintenance costs and lower priced properties tend not to appreciate as well as a higher value assetI am also in it for long game and managing one is easier than 4

But she is super happy loves work has great kids ( now granted they are 15 and 18 ) so easier for her to do this now.

Like selling say sec8 properties to get into class A/B, because the $ is there and want easier operations, less headaches, etc.. 

Areas like Aurora, Arvada, and parts of Lakewood or Westminster can be good places to look, depending on your budget and target tenant.If you’re looking for a base hit rather than a home run, focus on finding a property where the numbers work reasonably well as-is—cash flow might not be huge initially, but if you’ve got room to add value and refinance, you’ll build equity to reinvest.

If you consistently analyze properties, recognizing a good deal will be much easier when it shows up.