I work for a bank as well.Tell someone in compliance, they likely won't care (depending on what you do there) but you don't want to get caught having not disclosed it.

Unfortunately, you've had it tested and now you probably have to disclose it if you plan on flipping the house.

The overall fees that have been disclosed are not high, they are just estimates.

If it's transactional, then you don't have any duty other than to honestly disclose what you know, and you have some confidentiality duties based on reasons for buying or selling, and motivations, unless those are waved in writing.Absent a breach of duty on your part (probably not, I would guess, otherwise your DB would be all over your behind), I wouldn't worry.

@Andrew Johnson,  Since this is moving along to a more substantial conversation than I thought it would I will disclose a little more...

Total gross rent was $51840 in 2011, not disclosed now.

At the beginning of escrow, I disclosed the current leases and the escrow closed smoothly.

If you're in a very competitive market you may want to get the house staged (filled with furniture) for marketing purposes.If you must list it in such a way as to disclose the address (for example you list it with an agent as a rental) please spend the extra $15-20 bucks to install a simplisafe alarm system: this is an inexpensive alarm system that works over 3G cellular networks.

Yes you can as long as you have the contract and it is disclosed in the contract that you can do that.

Agent responded,  "There is an other offer offering xxxxxx (he disclosed the number but it's not important for the sake of discussion).