Are they going to put you through hell during the process, and are you okay with it?

The broker/LO misses something that gets caught late in the process and blows the loan up.

Mark, I am in the process of completing a HELOC with Wells Fargo.

I would review your process with how these investments are going so far and figure out what's working and what's not.

I need to do some research on what credit score I need to actually begin this process 

If you are not looking to evict now, I'd wait with these types of tenants until closer to the 30 days, you are looking for more confrontations and problems if you tell them you won't renew. if anything,  you can say that if there will be another violation you will start eviction process best of luck 

That time I was looking at getting 201 S Washington (a 5 unit rental) and S Washington wasn't designated as STR and Gettysburg City said that I had to go thru the process of applying for zoning licence which is followed by a hearing with the neighbors as the jury who would hand me the verdict - yes/no.I like analyzing markets and observing them for a number of months/years.

I plan to use the 10k Club to make money by being a bird dog for times when I don’t want to go deep into the process to make a profit.

It sounds like you are off to a great start for 2025 and have a good plan.Finding good deals is often the most difficult part of the process. 

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