If it is medical bills we tend not to care as much as long as they are paired with someone with better credit etc.So not super black and white on this issue and maybe why you are finding it hard to get specific answers.  

Time is your most valuable currency.

This book will give you a historical context as to why money (currency) works the way it does today.

During the sales pitch, potential customers were divided up by ethnicity and paired with a salesperson who spoke their primary language.

Use existing funds, paired with investor funds to do next flip/buy and hold. 2.

Use existing funds, paired with investor funds to do next flip/buy and hold. 2.

But a workaround for this is to get paired up with a portfolio lender.Are these portfolio lenders just small banks that need to do loans in order to make money?

I have 7 STRs that are all 20 minutes from the beach and I have consistent demand paired with lower purchase prices so the numbers work really well.

I think with the extended bull market and impressive real estate run we have seen, paired with the increasing amount of content coming out about how low-cost, and risk-free, and low-effort real estate is that people have a terrible idea of what a good deal is.

Of course, using a HELOC pairs will with doing a BRRRR where you'd pull the equity out to pay off the HELOC sooner, so you're almost like your own bank, but if your rent is high enough the cash flow may cover the HELOC and stoll have room for profit.Like I said - just a thought!