If so, then it could get messy.  5% down is conventional so I don't think it would show on an appraisal, in that case you could work on doing an escrow holdback i.e. the seller holds a certain $ in escrow with the title company based on the quotes you receive. 

prices are high, interest rates are high, there is tremendous demand for inventory by both retail / primary buyers and investors, good contractors are booked up, some materials are still expensive. ' can't we just be honest that (1) if you are in a strong financial position, then yes, RE is still a good investment and ALSO  (2) it's way more difficult than it was in 2016? 

I think inventory is going to stay low so the quicker you can turn it around, the better and I agree, you will be in good shape when you go to sell.

For pros, he challenges conventional wisdom and explodes sacred cows by exposing hidden conflicts of interests and mis-alignments that many in the industry won’t admit to.

I do have an LLC to buy some properties with commercial or DSCR loans since I tapped out with 10 conventional loans a while ago.

VRM Properties is misleading on their website, not very many details are provided on their loans other than comparisons to a conventional loan.

Or are you purely looking to go the conventional route only? 

Brampton has higher population but less inventory so rental market is strong.

You must be talking about doing an FHA loan every so often.You don't need to use just FHA you can this with conventional owner occupancy loans as well.

Our population will continue to grow in urban centers, but we will experience greater suburban sprawl leading to increased inventory.