Long story short, this woman (bad neighbor-happened to be an attorney) wrote a letter of complaint to the building and planning dept claiming my adorable tiny house was blocking a nonexistent view of the ocean (beach views are not possible due to flat neighborhood), "decreased the enjoyment" of her use of her property and (my favorite) was interfering with the air circulation in her home, etc, etc.

There is a story circulating out of California with a guy whose mother had a similar problem .

Commissioner Chloe Eudaly's office has circulated a final draft copy of a renter screening proposal that would take away an apartment owners' right to protect tenants and their families from individuals convicted of felonies and some misdemeanors.Convicted felons and others convicted of misdemeanors would be allowed to rent within three years of the date of sentencing or one year after release from confinement, and include: Drug dealers | Drug manufacturersSex offendersRobbers | BurglarsStalkers

Although you'd hate to take it out of circulation in the future to do the rehab, maybe wait and earn some cash flow to pay for it if needed.  

Like Robert Allen said your got to circulate to peculate! 

I got quotes of $35,000, $40,000 and $35000.Cut out and remove the existing cast iron hot water boiler, both hot water heaters.Cut out and remove the existing 11/2"-21/2" supply and return heating mains that run from the mechanical room (back of the house) to the meter room (front of the house).Install 2- 9 port manifold stations in the mechanical for supplying heat to the cast iron radiators.Plumb the supply and return (home runs) 1/2" pex tubing for the cast iron radiators from the manifolds to the existing branch of risers in the basement ceiling.Pressure test all piping.Pipe new 11/4"x 50' gas piping from the meter room to the mechanical room.Pressure test gas piping.Install a HTP UFT 140 high efficient modulating condensing hot water boiler and a Turbomax 45 Reverse Indirect Tank (Buffer tank and Potable hot water) with near boiler piping and controls containing:The supply and return header piping from the UFT 140 boiler to the Turbomax 45 will be piped in a 2 pipe buffer tank configuration.Isolation drain and purge valves.Air and dirt magnet separators.High efficient ECM circulating pumps with isolation pump flanges.Hydronic expansion tank with support bracket.Back flow preventer and auto filer combo unit.Inline sediment and De-minerlized filter.Controls & Wiring:Low Water Cut Off.18- Manifold Actuators.Zone Control Box's.3-Thermostats with wireless sensors.Outdoor Sensor.Cold and Hot water potable water side:Isolation valves.Thermostatic mixing valve.Thermal expansion tank with support bracketPipe 3" Polypropylene and PVC flue and air intake piping from the boiler to the outside along with a thin low profile termination kit.Install a Condensate neutralizer pump and plumb the discharge tubing from the pump to the indirect stand pipe in the mechanical room.Pressure test all piping.Install and wire in all controls in the mechanical room.Power flush the system and remove any debris that is in the radiators and piping.Drain the water out of the entire system.Re-fill the entire heating system with De-mineralized water and power purge all the air out of the entire system.Set and adjust the flow meters on the manifolds as per radiators btu's output.Perform a combustion analysis on the boiler and make any adjustments if needed.

Agree, lowering rates puts more cash in circulation with the people.

To piggy back on what @James Miller and @Scott Hildebrand already said; with how prevalent legal zoom is and how readily available these templates are in circulation, I would think it's fairly likely that the litigation guys have already combed through those bad boys and know how to poker every hole possible in their validity.Just an assumption, but definitely something I'd be mindful of. 

Now they're looking for moss on the roof, water heater strapping, two railings on stairways, tread depth, window egress, fans and circulation, legal bedroom size.

There has been multiple threads on this forum about the benefit of using a maximum overfunded cash value permanent life insurance as the place where to circulate your cash flow.The Infinite Banking crowd only swear by Whole Life insurance; There are other options like Index Universal Life.In a few words, it's a long term play as the upfront fee make it a negative return until year 5~7 depending on the product.