., Memphis TN 38109 38128 is good for rentals.  38109 you have to be careful where.  

As long my refi goes through ok I think I'd like to hold onto the BRRR and be more careful about what I get into next.

It could be for a family member, or a young renter who doesn't care much about cooking, or an AirBNB guest.Or, if push comes to shove, 2-4 unit Fannie/Freddie financing exists -- and this could be the push for originators to actually start paying attention to that market.

I took a few years out of work to take care and spend time with a family member whp passed, so I have only been working for a year now.

I'd add a late fee to the lease renewal, but if they are struggling to pay rent now, when the baby comes, they will be down one income for a bit and then have child care, so will likely have more problems. 

For a CEO to care that much about individual customers means something.

They aren't spending their own money, so they are less likely to take care of the rental or follow rules.

The Texas method is you buy where you buy and you don't care because the CASH FLOW IS THERE.  

Confirm fireplace has been cared for as part of your quarterly inspection.

I would be very careful with a contractor demanding a deposit before they start work.