I may be wrong but I think that I came out pretty over zealous in my intro and you've basically told me to pump the brakes and be prepared to learn a lot more lessons and take my time through this journey. 

You have a tiger by the tail because of price and terms you paid, I agree with those that have said to put on the brakes.

A couple of years ago I briefly flirted with the idea of going back for a Masters and totally hit the brakes when I saw the tuition prices.In addition to that, we have the retail apocalypse with all these retail giants going under that means thousands of lost jobs.And I can't speak for other markets, but here in Houston, I think the commercial office space world is in a depression or at least a recession. 

It's a little bit like the Google video suggestions: You start out watching how to change your brake pads, three "related" videos later you watch an Airbus landing in a strong cross wind... :)

Brake records, buy 50 homes, make $500,000 in extra income, you have our "BP" permission. :)  The alternative is waiting like I did 35 years giving myself excuse after excuse as why I don't own 1, 3, 7,  20, 50, 250 units.  

And exactly why you most likely won't find a bank that will originate a loan for an owner or individual.FDIC put the brakes on banks "assisting" customers like this back in the 80s as the bank was performing a service in a loan they had no interest in exposing them to liability.

This makes it sound like it would be hard to brake into this avenue of investment as a newbie.

"Say you have to be licensed to fix brakes on a car (pass a test and get certified), unless it's your own car.

@Joe Splitrock  you have to back out NO  gas and on the west coast were gas is 3.50 a gallon  and no maintenance oil brakes and all upgrades come over the air as software upgrades.. you have to back that out and get to an effective cost of the car which is darn near half of purchase price.. 

Powell tried to put the brakes on sensibly in 2018 and 19.