At least in the retail world that I shop in. 

I used to work with a few who'd do cannabis but they have either stopped or closed up shop at this point...Cheers!

Go to the home supply shop and look at a 3" line, just look at one, you tell me how much TP a person would need to put down to make a clog a plunger couldn't clear.

I’m happy to talk shop.

So let’s say you are looking at a duplex (2 unit) as long as the rents total per month from the ( 2units) are equal to or greater than the PITI payment its approved.The way you shop for the home is by sale price and using the loan amount after down payment as your calculation.

Sounds like you should be shopping for a HELOC that you can tap for investment money.

Shop around for multiple inspectors but here in the Reno, NV area they all charge about the same.

But sometimes I take it to a shop and have them handle it.  

You should be able to shop local lenders and credit unions and get a much lower amount of cash out of pocket while still achieving your goal of 75% or even 80% LTV on a commercial note.

Bought an auto repair shop for 30% of value because of environmental problem.