With the help of normal appreciation, forced appreciation, tax benefits, mortgage paydown and cash flow, I was able to hit the million dollar market pretty quickly.

That way, you could force some equity into the deal to get to your 20% equity goal quicker. 

Don't have to be on the deed even to declare it your homestead.It may be splitting hairs, and I may have been unclear in my initial post, but I believe homestead laws are designed in part to protect non-title holding spouses, so if the new wife moves into her husband's house he cannot sell or mortgage without the wife's consent nor can it be forced to be sold to pay involuntary creditors (as opposed to voluntary creditors such as mtg/DOT lenders). 

Even though I faced failures and challenges, I'm grateful for the learning opportunities they provided, because they have forced me to learn how to analyze deals the right way instead of let them be provided to me.Lastly, I want to highlight my background as a first responder with almost two decades of service in one of the nation's busiest departments.

He doesn't charge an arm and a leg either. 

What  is the DSCR Requirement - Look for a 1 to 1 ratio, anything higher like 1.2x might force you to put more money down. 

I’m active duty Air Force with four properties.

The fix-up/lease-up process raises the NOI and ultimately forces a higher property value, leading to a cash-out refi within the 5-year term. 

Some have a major decision right to force a sale, some would extend, others may convert to common equity.

Obviously we cannot force the borrower to sign so I said let’s foreclose because I think borrower is playing games.