Generally pools solicited for private consumption are smaller in size not exceeding $20 Million and even then those pools generally allow investors to bid and buy smaller portions of the pool.  

Gabriel,I am in N-B these days, but, even after all this time, there is much I miss of MTL.The software application we have developed - and are planning to refine for outside consumption next year - is a building monitoring & automation solution for the small to medium sized landlord with numerous SFH or small Multi-family properties.

Depending on the class of the tenant they might need money for many things.Drugs, alcohol, food, bailing someone out of jail, car payment, illness and on and on.They can usually find somewhere to crash so if they get money today they might want to move and figure out things later on.

While a more efficient boiler will lower gas/oil/electricity consumption to produce heat, if 50% of that heat is escaping through non air-sealed, uninsulated (R4-R5) walls & roof and single pane windows, you are still waisting energy & money, and your building will still be draughty and uncomfortable.

Arguements about pay, mileage, gas consumption, etc.With the new guys, as soon as I break down exactly what they are complaining about, they find something else to argue and change topic.

Then call engineering department for water and see how much sq ft of room space is average consumption.

And that link also discusses cost-effectiveness vs savings in energy consumption over life of equipment.

They live for hand outs, and at least the ones I interacted with, spent the vast majority of their panhandling money or welfare money on drugs and alcohol, with the minority going towards food(mainly mcdonalds and pizza usually).

Does the church have any programs geared toward alcoholics, drugs addicts, etc?

Have a party but be cautious on providing too much alcohol.