I will ask again regarding pipe lining options.

Be prepared that they will be promoting an optional mentorship program at the end.

For smaller deals like owner finance options, it's important to build a strong relationship with the seller, as this often leads to more flexible terms.

Not saying you shouldn’t move forward, just that all options should be on the table!  

I would actually recommend using the agent finder for the market your looking to get started in to find you an agent that specializes in out-of-state investors in your chosen market.

Once the news came out, he flew to Indy to check on the properties and found out they were actually vacant, unoccupied and had never been remodeled like he had been told that they were.

Actually, the way you describe SubTo can be called "equity skimming".

While RentRedi is great for property management, here are some other options to consider:Excel/Google Sheets: A simple, customizable way to track property details, upgrades, expenses, and maintenance.Trello: Good for organizing tasks and progress on specific properties.

Rates may still be high, but sometimes they’re more flexible with repayment options than a mortgage refi.Family Loan Structure: Since you have an existing interest-free loan from family, you could talk to them about restructuring or even adding onto it, if they’re open to it.

I was planning to do cash-out, but there are several factors coming together that is making that a less attractive option (higher interest rate, longer seasoning).