-----Note: Most of these items correspond with terms in our rental agreement and property rules.

There are too many D/D items to go into here but you can always start with the Texas Real Estate Commission website and search for prior actions taken by TREC against your current or future brokerage.

Hello Austin,I would definitely ask the lender about the 2 line items for loan origination, though 855+855 = 1710 which is exactly 1 point of 171k.

If you have tax planning and complex items within the return, I could see it getting there but it seems a little bit high.

Then you have the points and underwriting and processing fee which some may only have one.Overall, there are a few items in there that seem a bit high but in the grand scheme of things they are not way overblown or super high.

Red flags have been the opposites of the three items listed above!

There are a ton of action items requested after the information overload that takes place without much proactive follow-up.

One item that you want to discuss with your CPA is the basis of the property when you convert your primary residence to a rental property.Best of luck.

I try and push my clients a bit more on year end items from October on so January isn't a Poop show for all parties. 

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.