I am buying a multiunit rental and the rate I am getting is “ the rate will be calculated 5 business days prior to closing and will be fixed for 5 years at a rate of 275 basis points over corresponding federal reserve statistical release H.15 five year treasury constants maturity with a floor of 4.5%.

Industries that are well suited to remote working, finance and technology are examples, should be less impacted.In response to stock market volatility we see a flight to safe assets and that is why the entire US Treasury yield curve is below 1%, something that has never happened before.Some of the impacts to the real estate business model will be:-higher unemployment amongst tenants in impacted industries-lower financing costs-likely greater challenges with equity financing as investors ‘freeze’ in the face of uncertainty or are reluctant to liquidate stock holdings that have fallen dramatically in order to fund real estate investments-cap rates - downward pressure from lower interest rates (cap rates tend to be a spread over treasuries), upward pressure as debt and equity financing become less available (less buyers in the market)I think the greater concern is the oil price war given it is a fight that the US does not have direct influence over.We are at the end of an approx 12y bull market so some kind of correction is healthy long term, even if it is painful short termHere are some additional insights into how you might want to position yourself at this time:Focus on the right asset – I like the multifamily asset class because multifamily real estate is popular during times of uncertainty because during these times, people prefer renting and because it is valued intrinsically it is less prone to large swings in sentiment which can impact the value of single-family homes.Diversify your Portfolio – real estate has low correlation to stocks and bonds and this makes it a hedge against the stock market.

It's like going to the casino and either betting black or red on roulette. 

The mere fact that you are likely to find an honest one, is probably comparable to hitting it big at a casino.

This time around is a very different animal and could have been a lot worse if not for the fed and treasury.

Is it not due largely to the fact that there is a steady payroll here out of the Government Treasury?

Typically, yield maintenance is calculated by taking the NPV of the remaining loan payments, but using the then current treasury rate as the discount rate.

The modern casino’s are also a good time and will too be up and running again before you know it.

@Snehann Kapnadak yield maintenance is a very complex calculation looking at a particular point in time based on current treasuries.

Syndications produce enough passive income for me, I tend to avoid the wall st casino (although I do have index funds).