I'm sure most taxpayers can find a way to justify this and it's probably near impossible for the IRS to determine if every single taxpayer who takes a retirement distribution was adversely affected by COVID19..... nonetheless, something to keep in mind in case your distribution is reviewed.

I finally just called them up and asked what their criteria/process was to cancel the escrow account and let me make my own insurance/property tax payments.

Then really focus on your saving habits, make a budget and stick to it, try to put aside 50-60% of your monthly after tax pay.

@Fayyaz BhindeTransferring the title to an LLC(Taxed as disregarded entity) will not shift the income to another taxpayer.

But since we are allowed to spread out the tax payment over 3 years - could I just wait until the 3rd year to pay the federal taxes?

But if you file a joint tax return then it is that joint tax return that is the tax payer for the property. 

Generally, the acquisition of replacement property must be acquired and owned by the same "taxpayer" that sold the relinquished property, which is the four member LLC in this case. 

Why do taxpayers tolerate this nonsense?

@Shane H. and @Denise Evans how could I verify if it's an easement, leased, or owned by the tax payer?

You are eligible for a traditional mortgage (these offer the most advantageous rates and terms as they are backed by investors) as long as you meet the requirements below:-You have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN); and-You have current, verified status, which may be documented by a valid employment authorization document (EAD), or other documentation showing immigration status is current (e.g., Green Card, work visa, etc.).If you do not meet those requirements, then you will have to find someone who offers private loans.