I have been very interested in the lease option investment strategy lately, but when I spoke with my local attorney, a serious risk surfaced that I want to understand more.

from that you can see if you own from the studs in or from the surface of the walls, etc.  

I’ve only really scratched the surface with structuring, so I could be talking rubbish, but I shall investigate further.Thank you again for your response!

On the surface I get your reasoning but in practice I'd be wanting to see concrete examples of actions by a bank / lender that suggests opportunism. 

If, however, sellers could push a button and get undisputable full price for their house, this would pose very serious problems for the traditional 5-6 percent brokerage business.This past March, news of Amazon entering the mortgage industry began to surface.

Lead-base paints never really bother me unless they're chipping or peeling at which point I simply prep the area scrape any loose chips from the surface while keeping the area well ventilated, clean up any debris, primer over it once that's done and cover with paint...problem solved.

Been trying to rebuild my life the past 3 years and once you're under the water, it's hard to get back to the surface but I am trying.

[No coverage for] Water below the surface of the ground including that which exerts pressure on or flows, seeps orleaks through sidewalks, driveways, foundations, walls, basement or other floors, or though doors,windows, or any other opening in such sidewalks, driveways, foundations, walls or floors;...Wear and tear; marring; deterioration; inherent vice; latent defect; mechanical breakdown; rust; mold;wet or dry rot; contamination; smog; smoke from agricultural smudging or industrial operations; settling,cracking, shrinking, bulging, or expansion of pavements, patios, foundations, walls, floors, roofs orceilings; birds, vermin, rodents, insects or domestic animals.

All hard surface floors and counters are installed for ease of maintenance.

It seems unrealistic to believe it would just be surface repairs.