Spend LOTS of MONEY on mass marketingThe "rate locked affect" is limiting a large portion of the market and stopping transactions from happening.

Would that affect the loan of our current property in MD? 

If you have one abuser, it won't affect everyone else systems.One thing not mentioned that could possible be a concern is were they are placed. ie. are they all positioned well for inspection and/or replacement if need be?

@Stuart Udis Went into more detail on why some areas are affected.

Seasonality driven by factors like weather, school schedules, and buyer habits affects housing demand and pricing, often making certain times of the year more favorable for buying or selling.

Contact a title (escrow) office and repeat #3 above. 

That is why I said Full Bore.There are recessions and there are RECESSIONS.I don't want a repeat of 2007-2009.

Save money, buy a house, rent it out, rinse, and repeat.

Continue to repeat #1 recommendation every 12 months until you are tired of moving.The ugly truth is that you need some money to start investing in real estate and I strongly recommend you do it with your own money before you start lending money from family and friends.All the best and keep up posted on your progress.

Everything I'm looking to refi or buy at the moment is in NJ if that affects your suggestions.Thanks, Dan