I'd be curious to hear what others have seen for rates on a deal like this.

prices and rates are high and there is lots of competition for deals, both on and off market. 

I see vacancy rates going up and rent going down in the next few years, along with depreciation.  

As for paying it down vs waiting-if you have enough to get a mortgage now and the down payment and the interest rates on the debt are low; then find a rental and buy it.  

Can I take Curbio a proposal use that to market to an investor to purchase the home and how easy would it be to I guess “transfer” all the work we started with the proposal to the current home owner over to the cash buyer?

Probably worth about 260k)Down payment: $100,000Interest rate: 6.75% (option to raise rate in 3 years but not down)Loan Term: 30 yearsBuyers monthly payments: $1,394.49When I crunch this into Chat GPT is says I am getting a 271.87% ROI.

DC is one of the lowest cap rates in the country.If you have a long time horizon, and have patience, with the areas strong rent growth you can end up with more cash flow here than a high cap rate market.

unless this property is unsalable on the open market or your selling it for far more than its worth this is a Pass full stop.. 4% is not even close to market rate for seller financing it should be 8 to 10%and if you need cash then you have factor that into their down payment.

The rental has quite a bit but it's at a 2.875% rate that I wouldnt trade for this deal.

They are offering a 12-15 month 0% APR Credit Business lines, isn’t hard money usually a higher interest rate?