I'd simply reply that the duct work isn't covered because you didn't touch it.

You're simply co-borrowing money on a property you don't own but want to buy from your co-borrower later? 

This would mean the home is already foreclosed on typically.Sounds like you need an authorization letter, you need to confirm who currently is on title, and then you would probably need to attempt a short sale.

Simply put, you're way too big of an expense when they sell (even for reduced commission, as over many deals it adds up) and they would also get the added savings when they purchase either in the form of price discounts or getting the commission.

It's in ROUGH shape.. unsure if it can be saved, but I would like to attempt to save it and/or have it restored to it's original glory. 

Generally I tend to stay aware from Now areas simply for this reason.   

@Brock Mogensen  We have anyone we are working with sign one, but we also share with them that at any time they feel we (our team or myself) are not doing a bang up job for them, they can terminate the contract by simply "firing" us. 

do do this for 10 % or 12% is just some flipper talking a newbie into it who simply does not know what they do not know..

Confidently explain what the benefits are.You can not wholesale every house, simply because sometimes it is not the best thing to do.

Then after a year I plan on moving again and attempting to rent out both units for a monthly profit.