@Logan M. it’s because agents are owners receiving stock awards and passive income opportunities for life just for supporting agents who join the company.

We consider the tenant as a whole- Income, rental history, credit score, ect.

You'd spend a lot of money to reduce the prepayment penalty on a DSCR loan if you're just going to sell it. 

Also factor in the stress of doing a rehab / finding a deal as well as the stable income (as long as you know you have good tenants right now). 

Places where home prices are going up fast or where there are always people looking to rent and the income is good are often best.

Does anyone have any experience using oil and gas tax deductions (Intangible Drilling Costs: 100% tax deductible during the first year and tangible Drilling Costs: 100% tax deductible) to reduce tax liability against Roth conversions ?   

I am good for a credit check and can provide the lease proving $1250/m income. 

How much risk can you reduce to make it easy to work through? 

If so, who has a better debt to income ratio to consider?

I hope to be able to apply what I learn here to building my own income-generating real estate portfolio and eventually creating passive income for myself so I can spend more time with my kiddo!