I was in the County office yesterday, and noted a chart predicting a 15,000 unit shortfall in homes in 2030. 

maybe the phone directory could help if one could predict which city they live in

- No one can really predict, there are many factors in play. 

He's 'predicted' the 2001 tech bubble, the 2008 crash, and this is his third edition with his 'predictions' for the future.  

Also, we predict that this house will continue to appreciate in value over the years.  

I think you will find your next investment property pursuit will have a much more favorable interest rate and you will be more aware of the financing in general and be able to predict your bottom line after closing the finance with a bit more accuracy! 

Conventional wisdom states that holding stocks long enough (e.g. 20+ years) should give you a nice, somewhat predictable average rate of return, based on long term observations of market appreciation. 

One can not predict what the bank will do.

Accreditation is achieved by either proving the investor has a net worth of $1,000,000 not including primary residence; by proving that the investor has made $200,000 a year over the past 2 years, with a reasonable prediction to make that again this year; or by a letter of accreditation by a CPA, attorney, or other professional.  

As a Builder, I know we miss wildly on predicting what people will buy.