Naturally people were unhappy and talked about moving out.

It would have to be wall hung due to the wet basement issues.Do you have any thoughts on the value of spray foam in the basement when running natural gas in the building?

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

It goes against their natural grain.  

In addition, depending on the part of the country in which the property is located, you may need to pay for landscaping, snow removal, etc.Lastly, another reason why knowing the location is important, is that it might open up alternative income strategies which could turn a negative cash flow deal into a positive one. 

Alternately, you could charge "pet rent" - I would do whatever is the local custom in your market.I would create a pet policy you are comfortable with. 

In the first case they flow with the natural layout of the home.  

As an alternative, you could always seek non-recourse financing for the Roth from a neutral third party.

If you have $20K down, additional money for closing costs and additional money for cash reserves, and the other factors (credit score and DTI) are OK, then you should be able to get a $80K loan.The other alternative is hard money. 

Having alternative collateral is one of them.